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Wouldn’t it be great if there was a one-insurance-plan-fits-all type of policy! There seem to be so many things with what one should insure these days, that it’s hard to imagine it’s all covered, whatever ‘it’ happens to be. We’re now seeing niche type insurances pop up such as Comprehensive Maternity Insurance, a Special Medical Insurance for Students, dental insurance, and all kinds of other policies. I wish we could be a bit more like the UK or France in as much as if you’re sick, you get the treatment, that’s it!  Whether that’s teeth, toes, heart of head, no one from these countries has to worry about insurance cover as they will get treated.  And if you happned to be unemployed, then even the prescription costs are waived.