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I first discovered the advantages of Internet banking back in the late 1990s. You see, I had a very irregular schedule that did not allow me to always deposit checks in a timely fashion. This could be a big problem when I was getting my paycheck right before rent was due. I was living check to check, so sometimes a delay of a day or two in depositing could be a big issue.

To make things easier, I set up an Internet bank account. One of the advantages of Internet banking is that you can look at it anytime — day or night. You don’t have to wait for when the bank is open. You can check funds, make transfers, and even deposit checks in some cases.

I was able to set up my payroll check to deposit directly into the bank, and I could get online and verify that it had been deposited whenever I needed to.

Of course, I never realized the full advantages of Internet banking until I became a businessman…